Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 82440 (Ralston, WY)

Credit Card Debt in 82440

^ Average credit card debt in 82440 is approximately $4,789, based on overall Wyoming data. [1]

Credit Card Delinquency in 82440

^ Based on overall Wyoming data, the credit card delinquency rate in Ralston is approximately 0.4%. [2]

Credit Scores in 82440

^ The average credit score in Ralston is approximately 711, based on collective Wyoming data. [3]

WY Credit Cards

Credit Card & Personal Finance Statistics in 82440

Credit Card Debt in 82440


  • 82440 Credit Card Debt
    • The estimated average credit card debt for 82440 residents is $4,789. [1]
    • Average credit card debt amount in Wyoming (all cities) is 4% less than the national average of $4,965.
    • Collectively, Wyoming cities rank 31st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 82440


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


82440 Credit Scores


  • Credit Scores in 82440
    • Residents of 82440 (WY) have an estimated average credit score of 711. [3]
    • The average credit score in Wyoming (all cities) is 2.16% greater than the national average score of 696.
    • Wyoming collectively ranks 16th in the U.S. in average credit score of residents. [3]

More 82440 (Ralston, WY) Credit Stats

  • Credit card delinquency rates in Wyoming [2]
    • Wyoming residents (all cities) rank 46th in the U.S. with a rate that is 30% less than the national average of 0.57%.
  • Cardholders in 82440 who are more than 90 days late on payments
    • Wyoming Rate: 0.4%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 82440 [4]
    • 82440 (Wyoming) Law: 8 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 82440 (Ralston, WY)

Recent credit card complaints originating from consumers in 82440, WY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?

CIT Savings Builder

Additional information about Wyoming

About 82440

82440 is associated with the city of Ralston, which is located in Park County in the state of Wyoming. [6]

WY Credit Cards

82440 Credit Cards

For more information about 82440 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Wyoming


Go

Cities in WY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Wyoming State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau