Comprehensive Local Credit Card Guide

Credit Cards in 35004 (Moody, AL)

Credit Card Debt in 35004

^ Average credit card debt in 35004 is approximately $4,817, based on overall Alabama data. ^[1]

Credit Card Delinquency in 35004

^ Based on overall Alabama data, the credit card delinquency rate in Moody is approximately 0.77%. ^[2]

Credit Scores in 35004

^ The average credit score in Moody is approximately 675, based on collective Alabama data. ^[3]

Credit Card & Personal Finance Statistics in 35004

Credit Card Debt in 35004

35004 Credit Card Debt
- The estimated average credit card debt for 35004 residents is $4,817. ^[1]
- Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
- Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 35004

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35004 Credit Scores

Credit Scores in 35004
- Residents of 35004 (AL) have an estimated average credit score of 675. ^[3]
- The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
- Alabama collectively ranks 46th in the U.S. in average credit score of residents. ^[3]

More 35004 (Moody, AL) Credit Stats

Credit card delinquency rates in Alabama ^[2]
- Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.

Cardholders in 35004 who are more than 90 days late on payments
- Alabama Rate: 0.77%
- National Average: 0.57%

Statute of limitations for credit card debt in 35004 ^[4]
- 35004 (Alabama) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 35004 (Moody, AL)

Recent credit card complaints originating from consumers in 35004, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 35004

Complaint Issue	Number of Complaints*
Incorrect information on your report	51
Attempts to collect debt not owed	15
Problem with a company's investigation into an existing problem	11
Improper use of your report	9
Problem with a credit reporting company's investigation	5
Other	15

* Total 2021 - 2024 (current)

Additional information about Alabama

About 35004

35004 is associated with the city of Moody, which is located in St. Clair County in the state of Alabama. ^[6]

35004 Credit Cards

For more information about 35004 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Alabama

Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer financial complaints in 35004

6. ^ United States Census Bureau