Credit Card & Personal Finance Statistics in 35176
Credit Card Debt in 35176
- 35176 Credit Card Debt
-
- The estimated average credit card debt for 35176 residents is $4,817. [1]
- Average credit card debt amount in Alabama (all cities) is
3% less than the national average of $4,965.
- Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 35176
35176 Credit Scores
- Credit Scores in 35176
-
- Residents of 35176 (AL) have an estimated average credit score of 675. [3]
- The average credit score in Alabama (all cities) is
3.02% less than the national average score of 696.
- Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]
More 35176 (Vandiver, AL) Credit Stats
- Credit card delinquency rates in Alabama [2]
-
- Alabama residents (all cities) rank 2nd in the U.S. with a rate that
is 35% greater than the national average of 0.57%.
- Cardholders in 35176 who are more than 90 days late on payments
-
- Alabama Rate: 0.77%
- National Average: 0.57%
- Statute of limitations for credit card debt in 35176 [4]
-
- 35176 (Alabama) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 35176 (Vandiver, AL)
Recent credit card complaints originating from consumers in 35176, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 35176
| Complaint Issue |
Number of Complaints* |
| Struggling to pay mortgage |
2 |
| Problem with a purchase shown on your statement |
1 |
* Total 2021 - 2024 (current)
Additional information about Alabama
About 35176
35176 is associated with the city of Vandiver, which is located in Shelby County in the state of Alabama. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in Alabama
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
