Credit Card & Personal Finance Statistics in 35234
Credit Card Debt in 35234
- 35234 Credit Card Debt
-
- The estimated average credit card debt for 35234 residents is $4,817. [1]
- Average credit card debt amount in Alabama (all cities) is
3% less than the national average of $4,965.
- Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 35234
35234 Credit Scores
- Credit Scores in 35234
-
- Residents of 35234 (AL) have an estimated average credit score of 675. [3]
- The average credit score in Alabama (all cities) is
3.02% less than the national average score of 696.
- Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]
More 35234 (Birmingham, AL) Credit Stats
- Credit card delinquency rates in Alabama [2]
-
- Alabama residents (all cities) rank 2nd in the U.S. with a rate that
is 35% greater than the national average of 0.57%.
- Cardholders in 35234 who are more than 90 days late on payments
-
- Alabama Rate: 0.77%
- National Average: 0.57%
- Statute of limitations for credit card debt in 35234 [4]
-
- 35234 (Alabama) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 35234 (Birmingham, AL)
Recent credit card complaints originating from consumers in 35234, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 35234
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
79 |
| Improper use of your report |
61 |
| Problem with a company's investigation into an existing problem |
33 |
| Attempts to collect debt not owed |
4 |
| Managing an account |
2 |
| Other |
6 |
* Total 2021 - 2024 (current)
Additional information about Alabama
About 35234
35234 is associated with the city of Birmingham, which is located in Jefferson County in the state of Alabama. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in Alabama
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
