Comprehensive Local Credit Card Guide

Credit Cards in 35401 (Tuscaloosa, AL)

Credit Card Debt in 35401

^ Average credit card debt in 35401 is approximately $4,817, based on overall Alabama data. ^[1]

Credit Card Delinquency in 35401

^ Based on overall Alabama data, the credit card delinquency rate in Tuscaloosa is approximately 0.77%. ^[2]

Credit Scores in 35401

^ The average credit score in Tuscaloosa is approximately 675, based on collective Alabama data. ^[3]

Credit Card & Personal Finance Statistics in 35401

Credit Card Debt in 35401

35401 Credit Card Debt
- The estimated average credit card debt for 35401 residents is $4,817. ^[1]
- Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
- Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 35401

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35401 Credit Scores

Credit Scores in 35401
- Residents of 35401 (AL) have an estimated average credit score of 675. ^[3]
- The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
- Alabama collectively ranks 46th in the U.S. in average credit score of residents. ^[3]

More 35401 (Tuscaloosa, AL) Credit Stats

Credit card delinquency rates in Alabama ^[2]
- Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.

Cardholders in 35401 who are more than 90 days late on payments
- Alabama Rate: 0.77%
- National Average: 0.57%

Statute of limitations for credit card debt in 35401 ^[4]
- 35401 (Alabama) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 35401 (Tuscaloosa, AL)

Recent credit card complaints originating from consumers in 35401, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 35401

Complaint Issue	Number of Complaints*
Incorrect information on your report	1825
Improper use of your report	169
Problem with a company's investigation into an existing problem	160
Problem with a credit reporting company's investigation	99
Attempts to collect debt not owed	46
Other	75

* Total 2021 - 2024 (current)

Additional information about Alabama

About 35401

35401 is associated with the city of Tuscaloosa, which is located in Tuscaloosa County in the state of Alabama. ^[6]

35401 Credit Cards

For more information about 35401 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Alabama

Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer financial complaints in 35401

6. ^ United States Census Bureau