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Comprehensive Local Credit Card Guide

Troy Credit Cards

Credit Card Debt in Troy

^ Average credit card debt in Troy is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in Troy

^ Based on overall AL data, the credit card delinquency rate in Troy is approximately 0.77%. [2]

Credit Scores in Troy

^ The average credit score in Troy is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Troy, AL Credit Card & Personal Finance Statistics

Troy Credit Card Debt


  • Credit Card Debt in Troy
    • The estimated average credit card debt for Troy residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Troy Credit Card Calculator


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Troy Credit Scores


  • Credit Scores in Troy
    • Residents of Troy, AL have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More Troy, AL Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Troy cardholders that are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Troy [4]
    • Troy (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Alabama

About Troy

Troy is a city located in Pike County in the state of Alabama, and has a population of approximately 18,033. [6]

AL Credit Cards

Troy Credit Cards

For more information about Troy credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in AL

ZIP Codes in Alabama


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau