Comprehensive Local Credit Card Guide

Credit Cards in 35463 (Fosters, AL)

Credit Card Debt in 35463

^ Average credit card debt in 35463 is approximately $4,817, based on overall Alabama data. ^[1]

Credit Card Delinquency in 35463

^ Based on overall Alabama data, the credit card delinquency rate in Fosters is approximately 0.77%. ^[2]

Credit Scores in 35463

^ The average credit score in Fosters is approximately 675, based on collective Alabama data. ^[3]

Credit Card & Personal Finance Statistics in 35463

Credit Card Debt in 35463

35463 Credit Card Debt
- The estimated average credit card debt for 35463 residents is $4,817. ^[1]
- Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
- Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 35463

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35463 Credit Scores

Credit Scores in 35463
- Residents of 35463 (AL) have an estimated average credit score of 675. ^[3]
- The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
- Alabama collectively ranks 46th in the U.S. in average credit score of residents. ^[3]

More 35463 (Fosters, AL) Credit Stats

Credit card delinquency rates in Alabama ^[2]
- Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.

Cardholders in 35463 who are more than 90 days late on payments
- Alabama Rate: 0.77%
- National Average: 0.57%

Statute of limitations for credit card debt in 35463 ^[4]
- 35463 (Alabama) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 35463 (Fosters, AL)

Recent credit card complaints originating from consumers in 35463, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 35463

Complaint Issue	Number of Complaints*
Incorrect information on your report	16
Improper use of your report	6
Problem with a credit reporting company's investigation	3
Credit monitoring or identity theft protection services	2
Attempts to collect debt not owed	1

* Total 2021 - 2024 (current)

Additional information about Alabama

About 35463

35463 is associated with the city of Fosters, which is located in Tuscaloosa County in the state of Alabama. ^[6]

35463 Credit Cards

For more information about 35463 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Alabama

Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer financial complaints in 35463

6. ^ United States Census Bureau