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Comprehensive Local Credit Card Guide

Credit Cards in 35620 (Elkmont, AL)

Credit Card Debt in 35620

^ Average credit card debt in 35620 is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in 35620

^ Based on overall Alabama data, the credit card delinquency rate in Elkmont is approximately 0.77%. [2]

Credit Scores in 35620

^ The average credit score in Elkmont is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Credit Card & Personal Finance Statistics in 35620

Credit Card Debt in 35620


  • 35620 Credit Card Debt
    • The estimated average credit card debt for 35620 residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 35620


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35620 Credit Scores


  • Credit Scores in 35620
    • Residents of 35620 (AL) have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More 35620 (Elkmont, AL) Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cardholders in 35620 who are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 35620 [4]
    • 35620 (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 35620 (Elkmont, AL)

Recent credit card complaints originating from consumers in 35620, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 35620

Complaint Issue Number of Complaints*
Attempts to collect debt not owed 1
Incorrect information on your report 1
* Total 2021 - 2024 (current)

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Additional information about Alabama

About 35620

35620 is associated with the city of Elkmont, which is located in Limestone County in the state of Alabama. [6]

AL Credit Cards

35620 Credit Cards

For more information about 35620 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Alabama


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Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer financial complaints in 35620

6. ^ United States Census Bureau