Comprehensive Local Credit Card Guide

Credit Cards in 35759 (Meridianville, AL)

Credit Card Debt in 35759

^ Average credit card debt in 35759 is approximately $4,817, based on overall Alabama data. ^[1]

Credit Card Delinquency in 35759

^ Based on overall Alabama data, the credit card delinquency rate in Meridianville is approximately 0.77%. ^[2]

Credit Scores in 35759

^ The average credit score in Meridianville is approximately 675, based on collective Alabama data. ^[3]

Credit Card & Personal Finance Statistics in 35759

Credit Card Debt in 35759

35759 Credit Card Debt
- The estimated average credit card debt for 35759 residents is $4,817. ^[1]
- Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
- Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 35759

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35759 Credit Scores

Credit Scores in 35759
- Residents of 35759 (AL) have an estimated average credit score of 675. ^[3]
- The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
- Alabama collectively ranks 46th in the U.S. in average credit score of residents. ^[3]

More 35759 (Meridianville, AL) Credit Stats

Credit card delinquency rates in Alabama ^[2]
- Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.

Cardholders in 35759 who are more than 90 days late on payments
- Alabama Rate: 0.77%
- National Average: 0.57%

Statute of limitations for credit card debt in 35759 ^[4]
- 35759 (Alabama) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 35759 (Meridianville, AL)

Recent credit card complaints originating from consumers in 35759, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 35759

Complaint Issue	Number of Complaints*
Improper use of your report	40
Problem with a company's investigation into an existing problem	24
Incorrect information on your report	20
Problem with a credit reporting company's investigation	13
Attempts to collect debt not owed	1
Other	6

* Total 2021 - 2024 (current)

Additional information about Alabama

About 35759

35759 is associated with the city of Meridianville, which is located in Madison County in the state of Alabama. ^[6]

35759 Credit Cards

For more information about 35759 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Alabama

Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer financial complaints in 35759

6. ^ United States Census Bureau