Credit Card & Personal Finance Statistics in 35976
Credit Card Debt in 35976
- 35976 Credit Card Debt
-
- The estimated average credit card debt for 35976 residents is $4,817. [1]
- Average credit card debt amount in Alabama (all cities) is
3% less than the national average of $4,965.
- Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 35976
35976 Credit Scores
- Credit Scores in 35976
-
- Residents of 35976 (AL) have an estimated average credit score of 675. [3]
- The average credit score in Alabama (all cities) is
3.02% less than the national average score of 696.
- Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]
More 35976 (Guntersville, AL) Credit Stats
- Credit card delinquency rates in Alabama [2]
-
- Alabama residents (all cities) rank 2nd in the U.S. with a rate that
is 35% greater than the national average of 0.57%.
- Cardholders in 35976 who are more than 90 days late on payments
-
- Alabama Rate: 0.77%
- National Average: 0.57%
- Statute of limitations for credit card debt in 35976 [4]
-
- 35976 (Alabama) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 35976 (Guntersville, AL)
Recent credit card complaints originating from consumers in 35976, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 35976
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
43 |
| False statements or representation |
9 |
| Written notification about debt |
6 |
| Attempts to collect debt not owed |
3 |
| Managing the loan or lease |
1 |
| Other |
1 |
* Total 2021 - 2024 (current)
Additional information about Alabama
About 35976
35976 is associated with the city of Guntersville, which is located in Marshall County in the state of Alabama. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
Other ZIP Codes in Alabama
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Alabama State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
