Credit Card & Personal Finance Statistics in 36276
Credit Card Debt in 36276
- 36276 Credit Card Debt
-
- The estimated average credit card debt for 36276 residents is $4,817. [1]
- Average credit card debt amount in Alabama (all cities) is
3% less than the national average of $4,965.
- Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 36276
36276 Credit Scores
- Credit Scores in 36276
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- Residents of 36276 (AL) have an estimated average credit score of 675. [3]
- The average credit score in Alabama (all cities) is
3.02% less than the national average score of 696.
- Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]
More 36276 (Wadley, AL) Credit Stats
- Credit card delinquency rates in Alabama [2]
-
- Alabama residents (all cities) rank 2nd in the U.S. with a rate that
is 35% greater than the national average of 0.57%.
- Cardholders in 36276 who are more than 90 days late on payments
-
- Alabama Rate: 0.77%
- National Average: 0.57%
- Statute of limitations for credit card debt in 36276 [4]
-
- 36276 (Alabama) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 36276 (Wadley, AL)
Recent credit card complaints originating from consumers in 36276, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 36276
Complaint Issue |
Number of Complaints* |
Problem with a credit reporting company's investigation |
2 |
* Total 2021 - 2024 (current)
Additional information about Alabama
About 36276
36276 is associated with the city of Wadley, which is located in Randolph County in the state of Alabama. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in Alabama
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax