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Comprehensive Local Credit Card Guide

Credit Cards in 36322 (Daleville, AL)

Credit Card Debt in 36322

^ Average credit card debt in 36322 is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in 36322

^ Based on overall Alabama data, the credit card delinquency rate in Daleville is approximately 0.77%. [2]

Credit Scores in 36322

^ The average credit score in Daleville is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Credit Card & Personal Finance Statistics in 36322

Credit Card Debt in 36322


  • 36322 Credit Card Debt
    • The estimated average credit card debt for 36322 residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 36322


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36322 Credit Scores


  • Credit Scores in 36322
    • Residents of 36322 (AL) have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More 36322 (Daleville, AL) Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cardholders in 36322 who are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 36322 [4]
    • 36322 (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 36322 (Daleville, AL)

Recent credit card complaints originating from consumers in 36322, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 36322

Complaint Issue Number of Complaints*
Incorrect information on your report 13
Improper use of your report 10
Attempts to collect debt not owed 4
Written notification about debt 3
False statements or representation 2
Other 9
* Total 2021 - 2024 (current)

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Additional information about Alabama

About 36322

36322 is associated with the city of Daleville, which is located in Dale County in the state of Alabama. [6]

AL Credit Cards

36322 Credit Cards

For more information about 36322 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Alabama


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Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer financial complaints in 36322

6. ^ United States Census Bureau