Credit Card & Personal Finance Statistics in 36421
Credit Card Debt in 36421
- 36421 Credit Card Debt
-
- The estimated average credit card debt for 36421 residents is $4,817. [1]
- Average credit card debt amount in Alabama (all cities) is
3% less than the national average of $4,965.
- Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 36421
36421 Credit Scores
- Credit Scores in 36421
-
- Residents of 36421 (AL) have an estimated average credit score of 675. [3]
- The average credit score in Alabama (all cities) is
3.02% less than the national average score of 696.
- Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]
More 36421 (Andalusia, AL) Credit Stats
- Credit card delinquency rates in Alabama [2]
-
- Alabama residents (all cities) rank 2nd in the U.S. with a rate that
is 35% greater than the national average of 0.57%.
- Cardholders in 36421 who are more than 90 days late on payments
-
- Alabama Rate: 0.77%
- National Average: 0.57%
- Statute of limitations for credit card debt in 36421 [4]
-
- 36421 (Alabama) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 36421 (Andalusia, AL)
Recent credit card complaints originating from consumers in 36421, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 36421
| Complaint Issue |
Number of Complaints* |
| Attempts to collect debt not owed |
3 |
| Incorrect information on your report |
3 |
| Problem with a credit reporting company's investigation |
3 |
| Communication tactics |
1 |
| Struggling to pay mortgage |
1 |
* Total 2021 - 2024 (current)
Additional information about Alabama
About 36421
36421 is associated with the city of Andalusia, which is located in Mobile County in the state of Alabama. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in Alabama
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
