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Comprehensive Local Credit Card Guide

Elba Credit Cards

Credit Card Debt in Elba

^ Average credit card debt in Elba is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in Elba

^ Based on overall AL data, the credit card delinquency rate in Elba is approximately 0.77%. [2]

Credit Scores in Elba

^ The average credit score in Elba is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Elba, AL Credit Card & Personal Finance Statistics

Elba Credit Card Debt

  • Credit Card Debt in Elba
    • The estimated average credit card debt for Elba residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Elba Credit Card Calculator

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Elba Credit Scores

  • Credit Scores in Elba
    • Residents of Elba, AL have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More Elba, AL Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Elba cardholders that are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Elba [4]
    • Elba (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Alabama

About Elba

Elba is a city located in Coffee County in the state of Alabama, and has a population of approximately 3,940. [6]

AL Credit Cards

Elba Credit Cards

For more information about Elba credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in AL

ZIP Codes in Alabama



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau