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Comprehensive Local Credit Card Guide

Credit Cards in 36545 (Jackson, AL)

Credit Card Debt in 36545

^ Average credit card debt in 36545 is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in 36545

^ Based on overall Alabama data, the credit card delinquency rate in Jackson is approximately 0.77%. [2]

Credit Scores in 36545

^ The average credit score in Jackson is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Credit Card & Personal Finance Statistics in 36545

Credit Card Debt in 36545


  • 36545 Credit Card Debt
    • The estimated average credit card debt for 36545 residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 36545


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36545 Credit Scores


  • Credit Scores in 36545
    • Residents of 36545 (AL) have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More 36545 (Jackson, AL) Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cardholders in 36545 who are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 36545 [4]
    • 36545 (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 36545 (Jackson, AL)

Recent credit card complaints originating from consumers in 36545, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 36545

Complaint Issue Number of Complaints*
Incorrect information on your report 20
Problem with a company's investigation into an existing problem 17
Improper use of your report 10
Unable to get your credit report or credit score 2
Attempts to collect debt not owed 1
Other 6
* Total 2021 - 2024 (current)

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Additional information about Alabama

About 36545

36545 is associated with the city of Jackson, which is located in Clarke County in the state of Alabama. [6]

AL Credit Cards

36545 Credit Cards

For more information about 36545 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Alabama


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Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer financial complaints in 36545

6. ^ United States Census Bureau