Comprehensive Local Credit Card Guide

Credit Cards in 36582 (Theodore, AL)

Credit Card Debt in 36582

^ Average credit card debt in 36582 is approximately $4,817, based on overall Alabama data. ^[1]

Credit Card Delinquency in 36582

^ Based on overall Alabama data, the credit card delinquency rate in Theodore is approximately 0.77%. ^[2]

Credit Scores in 36582

^ The average credit score in Theodore is approximately 675, based on collective Alabama data. ^[3]

Credit Card & Personal Finance Statistics in 36582

Credit Card Debt in 36582

36582 Credit Card Debt
- The estimated average credit card debt for 36582 residents is $4,817. ^[1]
- Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
- Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 36582

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36582 Credit Scores

Credit Scores in 36582
- Residents of 36582 (AL) have an estimated average credit score of 675. ^[3]
- The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
- Alabama collectively ranks 46th in the U.S. in average credit score of residents. ^[3]

More 36582 (Theodore, AL) Credit Stats

Credit card delinquency rates in Alabama ^[2]
- Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.

Cardholders in 36582 who are more than 90 days late on payments
- Alabama Rate: 0.77%
- National Average: 0.57%

Statute of limitations for credit card debt in 36582 ^[4]
- 36582 (Alabama) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 36582 (Theodore, AL)

Recent credit card complaints originating from consumers in 36582, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 36582

Complaint Issue	Number of Complaints*
Incorrect information on your report	71
Improper use of your report	59
Problem with a company's investigation into an existing problem	45
Problem with a credit reporting company's investigation	16
False statements or representation	9
Other	44

* Total 2021 - 2024 (current)

Additional information about Alabama

About 36582

36582 is associated with the city of Theodore, which is located in Mobile County in the state of Alabama. ^[6]

36582 Credit Cards

For more information about 36582 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Alabama

Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer financial complaints in 36582

6. ^ United States Census Bureau