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La Fayette Credit Cards

Credit Card Debt in La Fayette

^ Average credit card debt in La Fayette is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in La Fayette

^ Based on overall AL data, the credit card delinquency rate in La Fayette is approximately 0.77%. [2]

Credit Scores in La Fayette

^ The average credit score in La Fayette is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

La Fayette, AL Credit Card & Personal Finance Statistics

La Fayette Credit Card Debt


  • Credit Card Debt in La Fayette
    • The estimated average credit card debt for La Fayette residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

La Fayette Credit Card Calculator


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La Fayette Credit Scores


  • Credit Scores in La Fayette
    • Residents of La Fayette, AL have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More La Fayette, AL Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • La Fayette cardholders that are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in La Fayette [4]
    • La Fayette (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Alabama

About La Fayette

La Fayette is a city located in Chambers County in the state of Alabama, and has a population of approximately 3,003. [6]

AL Credit Cards

La Fayette Credit Cards

For more information about La Fayette credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in AL

ZIP Codes in Alabama


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau