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Comprehensive Local Credit Card Guide

Opelika Credit Cards

Credit Card Debt in Opelika

^ Average credit card debt in Opelika is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in Opelika

^ Based on overall AL data, the credit card delinquency rate in Opelika is approximately 0.77%. [2]

Credit Scores in Opelika

^ The average credit score in Opelika is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Opelika, AL Credit Card & Personal Finance Statistics

Opelika Credit Card Debt

  • Credit Card Debt in Opelika
    • The estimated average credit card debt for Opelika residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Opelika Credit Card Calculator

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Opelika Credit Scores

  • Credit Scores in Opelika
    • Residents of Opelika, AL have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More Opelika, AL Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Opelika cardholders that are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Opelika [4]
    • Opelika (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Alabama

About Opelika

Opelika is a city located in Lee County in the state of Alabama, and has a population of approximately 26,477. [6]

AL Credit Cards

Opelika Credit Cards

For more information about Opelika credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in AL

ZIP Codes in Alabama



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau