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Comprehensive Local Credit Card Guide

Credit Cards in 85065 (Phoenix, AZ)

Credit Card Debt in 85065

^ Average credit card debt in 85065 is approximately $5,011, based on overall Arizona data. [1]

Credit Card Delinquency in 85065

^ Based on overall Arizona data, the credit card delinquency rate in Phoenix is approximately 0.56%. [2]

Credit Scores in 85065

^ The average credit score in Phoenix is approximately 691, based on collective Arizona data. [3]

AZ Credit Cards

Credit Card & Personal Finance Statistics in 85065

Credit Card Debt in 85065

  • 85065 Credit Card Debt
    • The estimated average credit card debt for 85065 residents is $5,011. [1]
    • Average credit card debt amount in Arizona (all cities) is 1% greater than the national average of $4,965.
    • Collectively, Arizona cities rank 19th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 85065

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85065 Credit Scores

  • Credit Scores in 85065
    • Residents of 85065 (AZ) have an estimated average credit score of 691. [3]
    • The average credit score in Arizona (all cities) is 0.72% less than the national average score of 696.
    • Arizona collectively ranks 35th in the U.S. in average credit score of residents. [3]

More 85065 (Phoenix, AZ) Credit Stats

  • Credit card delinquency rates in Arizona [2]
    • Arizona residents (all cities) rank 24th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 85065 who are more than 90 days late on payments
    • Arizona Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 85065 [4]
    • 85065 (Arizona) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Arizona

About 85065

85065 is associated with the city of Phoenix, which is located in Maricopa County in the state of Arizona. [6]

AZ Credit Cards

85065 Credit Cards

For more information about 85065 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Arizona


Cities in AZ


1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arizona State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau