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Comprehensive Local Credit Card Guide

Credit Cards in 85069 (Phoenix, AZ)

Credit Card Debt in 85069

^ Average credit card debt in 85069 is approximately $5,011, based on overall Arizona data. [1]

Credit Card Delinquency in 85069

^ Based on overall Arizona data, the credit card delinquency rate in Phoenix is approximately 0.56%. [2]

Credit Scores in 85069

^ The average credit score in Phoenix is approximately 691, based on collective Arizona data. [3]

AZ Credit Cards

Credit Card & Personal Finance Statistics in 85069

Credit Card Debt in 85069


  • 85069 Credit Card Debt
    • The estimated average credit card debt for 85069 residents is $5,011. [1]
    • Average credit card debt amount in Arizona (all cities) is 1% greater than the national average of $4,965.
    • Collectively, Arizona cities rank 19th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 85069


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85069 Credit Scores


  • Credit Scores in 85069
    • Residents of 85069 (AZ) have an estimated average credit score of 691. [3]
    • The average credit score in Arizona (all cities) is 0.72% less than the national average score of 696.
    • Arizona collectively ranks 35th in the U.S. in average credit score of residents. [3]

More 85069 (Phoenix, AZ) Credit Stats

  • Credit card delinquency rates in Arizona [2]
    • Arizona residents (all cities) rank 24th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 85069 who are more than 90 days late on payments
    • Arizona Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 85069 [4]
    • 85069 (Arizona) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 85069 (Phoenix, AZ)

Recent credit card complaints originating from consumers in 85069, AZ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 85069

Complaint Issue Number of Complaints*
Attempts to collect debt not owed 7
Incorrect information on your report 5
Problem with a credit reporting company's investigation 4
Written notification about debt 2
Problem with a company's investigation into an existing issue 1
Other 1
* Total 2021 - 2024 (current)

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Additional information about Arizona

About 85069

85069 is associated with the city of Phoenix, which is located in Maricopa County in the state of Arizona. [6]

AZ Credit Cards

85069 Credit Cards

For more information about 85069 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Arizona


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Cities in AZ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arizona State Legislature

5. ^ Consumer financial complaints in 85069

6. ^ United States Census Bureau

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