Comprehensive Local Credit Card Guide

Credit Cards in 85206 (Mesa, AZ)

Credit Card Debt in 85206

^ Average credit card debt in 85206 is approximately $5,011, based on overall Arizona data. ^[1]

Credit Card Delinquency in 85206

^ Based on overall Arizona data, the credit card delinquency rate in Mesa is approximately 0.56%. ^[2]

Credit Scores in 85206

^ The average credit score in Mesa is approximately 691, based on collective Arizona data. ^[3]

Credit Card & Personal Finance Statistics in 85206

Credit Card Debt in 85206

85206 Credit Card Debt
- The estimated average credit card debt for 85206 residents is $5,011. ^[1]
- Average credit card debt amount in Arizona (all cities) is 1% greater than the national average of $4,965.
- Collectively, Arizona cities rank 19th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 85206

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85206 Credit Scores

Credit Scores in 85206
- Residents of 85206 (AZ) have an estimated average credit score of 691. ^[3]
- The average credit score in Arizona (all cities) is 0.72% less than the national average score of 696.
- Arizona collectively ranks 35th in the U.S. in average credit score of residents. ^[3]

More 85206 (Mesa, AZ) Credit Stats

Credit card delinquency rates in Arizona ^[2]
- Arizona residents (all cities) rank 24th in the U.S. with a rate that is 2% less than the national average of 0.57%.

Cardholders in 85206 who are more than 90 days late on payments
- Arizona Rate: 0.56%
- National Average: 0.57%

Statute of limitations for credit card debt in 85206 ^[4]
- 85206 (Arizona) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 85206 (Mesa, AZ)

Recent credit card complaints originating from consumers in 85206, AZ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 85206

Complaint Issue	Number of Complaints*
Improper use of your report	142
Incorrect information on your report	119
Problem with a credit reporting company's investigation	37
Problem with a company's investigation into an existing problem	36
Attempts to collect debt not owed	31
Other	122

* Total 2021 - 2024 (current)

Additional information about Arizona

About 85206

85206 is associated with the city of Mesa, which is located in Maricopa County in the state of Arizona. ^[6]

85206 Credit Cards

For more information about 85206 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Arizona

Cities in AZ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arizona State Legislature

5. ^ Consumer financial complaints in 85206

6. ^ United States Census Bureau