Comprehensive Local Credit Card Guide

Credit Cards in 85936 (Saint Johns, AZ)

Credit Card Debt in 85936

^ Average credit card debt in 85936 is approximately $5,011, based on overall Arizona data. ^[1]

Credit Card Delinquency in 85936

^ Based on overall Arizona data, the credit card delinquency rate in Saint Johns is approximately 0.56%. ^[2]

Credit Scores in 85936

^ The average credit score in Saint Johns is approximately 691, based on collective Arizona data. ^[3]

Credit Card & Personal Finance Statistics in 85936

Credit Card Debt in 85936

85936 Credit Card Debt
- The estimated average credit card debt for 85936 residents is $5,011. ^[1]
- Average credit card debt amount in Arizona (all cities) is 1% greater than the national average of $4,965.
- Collectively, Arizona cities rank 19th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 85936

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85936 Credit Scores

Credit Scores in 85936
- Residents of 85936 (AZ) have an estimated average credit score of 691. ^[3]
- The average credit score in Arizona (all cities) is 0.72% less than the national average score of 696.
- Arizona collectively ranks 35th in the U.S. in average credit score of residents. ^[3]

More 85936 (Saint Johns, AZ) Credit Stats

Credit card delinquency rates in Arizona ^[2]
- Arizona residents (all cities) rank 24th in the U.S. with a rate that is 2% less than the national average of 0.57%.

Cardholders in 85936 who are more than 90 days late on payments
- Arizona Rate: 0.56%
- National Average: 0.57%

Statute of limitations for credit card debt in 85936 ^[4]
- 85936 (Arizona) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 85936 (Saint Johns, AZ)

Recent credit card complaints originating from consumers in 85936, AZ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 85936

Complaint Issue	Number of Complaints*
Improper use of your report	2
Dealing with your lender or servicer	1
Managing an account	1
Problem when making payments	1
Written notification about debt	1

* Total 2021 - 2024 (current)

Additional information about Arizona

About 85936

85936 is associated with the city of Saint Johns, which is located in Apache County in the state of Arizona. ^[6]

85936 Credit Cards

For more information about 85936 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Arizona

Cities in AZ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arizona State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau