Comprehensive Local Credit Card Guide

Credit Cards in 71638 (Dermott, AR)

Credit Card Debt in 71638

^ Average credit card debt in 71638 is approximately $4,535, based on overall Arkansas data. ^[1]

Credit Card Delinquency in 71638

^ Based on overall Arkansas data, the credit card delinquency rate in Dermott is approximately 0.76%. ^[2]

Credit Scores in 71638

^ The average credit score in Dermott is approximately 683, based on collective Arkansas data. ^[3]

Credit Card & Personal Finance Statistics in 71638

Credit Card Debt in 71638

71638 Credit Card Debt
- The estimated average credit card debt for 71638 residents is $4,535. ^[1]
- Average credit card debt amount in Arkansas (all cities) is 9% less than the national average of $4,965.
- Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 71638

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71638 Credit Scores

Credit Scores in 71638
- Residents of 71638 (AR) have an estimated average credit score of 683. ^[3]
- The average credit score in Arkansas (all cities) is 1.87% less than the national average score of 696.
- Arkansas collectively ranks 40th in the U.S. in average credit score of residents. ^[3]

More 71638 (Dermott, AR) Credit Stats

Credit card delinquency rates in Arkansas ^[2]
- Arkansas residents (all cities) rank 3rd in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 71638 who are more than 90 days late on payments
- Arkansas Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 71638 ^[4]
- 71638 (Arkansas) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 71638 (Dermott, AR)

Recent credit card complaints originating from consumers in 71638, AR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 71638

Complaint Issue	Number of Complaints*
Incorrect information on your report	6
Problem with a company's investigation into an existing problem	3
Problem with a credit reporting company's investigation	2
Improper use of your report	1
Lost or stolen money order	1
Other	3

* Total 2021 - 2024 (current)

Additional information about Arkansas

About 71638

71638 is associated with the city of Dermott, which is located in Chicot County in the state of Arkansas. ^[6]

71638 Credit Cards

For more information about 71638 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Arkansas

Cities in AR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ Consumer financial complaints in 71638

6. ^ United States Census Bureau