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Comprehensive Local Credit Card Guide

Credit Cards in 71839 (Garland City, AR)

Credit Card Debt in 71839

^ Average credit card debt in 71839 is approximately $4,535, based on overall Arkansas data. [1]

Credit Card Delinquency in 71839

^ Based on overall Arkansas data, the credit card delinquency rate in Garland City is approximately 0.76%. [2]

Credit Scores in 71839

^ The average credit score in Garland City is approximately 683, based on collective Arkansas data. [3]

AR Credit Cards

Credit Card & Personal Finance Statistics in 71839

Credit Card Debt in 71839


  • 71839 Credit Card Debt
    • The estimated average credit card debt for 71839 residents is $4,535. [1]
    • Average credit card debt amount in Arkansas (all cities) is 9% less than the national average of $4,965.
    • Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 71839


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71839 Credit Scores


  • Credit Scores in 71839
    • Residents of 71839 (AR) have an estimated average credit score of 683. [3]
    • The average credit score in Arkansas (all cities) is 1.87% less than the national average score of 696.
    • Arkansas collectively ranks 40th in the U.S. in average credit score of residents. [3]

More 71839 (Garland City, AR) Credit Stats

  • Credit card delinquency rates in Arkansas [2]
    • Arkansas residents (all cities) rank 3rd in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 71839 who are more than 90 days late on payments
    • Arkansas Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 71839 [4]
    • 71839 (Arkansas) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 71839 (Garland City, AR)

Recent credit card complaints originating from consumers in 71839, AR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 71839

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Arkansas

About 71839

71839 is associated with the city of Garland City, which is located in Lafayette County in the state of Arkansas. [6]

AR Credit Cards

71839 Credit Cards

For more information about 71839 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

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Other ZIP Codes in Arkansas


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Cities in AR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ Consumer financial complaints in 71839

6. ^ United States Census Bureau