Comprehensive Local Credit Card Guide

Credit Cards in 72103 (Mabelvale, AR)

Credit Card Debt in 72103

^ Average credit card debt in 72103 is approximately $4,535, based on overall Arkansas data. ^[1]

Credit Card Delinquency in 72103

^ Based on overall Arkansas data, the credit card delinquency rate in Mabelvale is approximately 0.76%. ^[2]

Credit Scores in 72103

^ The average credit score in Mabelvale is approximately 683, based on collective Arkansas data. ^[3]

Credit Card & Personal Finance Statistics in 72103

Credit Card Debt in 72103

72103 Credit Card Debt
- The estimated average credit card debt for 72103 residents is $4,535. ^[1]
- Average credit card debt amount in Arkansas (all cities) is 9% less than the national average of $4,965.
- Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 72103

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

72103 Credit Scores

Credit Scores in 72103
- Residents of 72103 (AR) have an estimated average credit score of 683. ^[3]
- The average credit score in Arkansas (all cities) is 1.87% less than the national average score of 696.
- Arkansas collectively ranks 40th in the U.S. in average credit score of residents. ^[3]

More 72103 (Mabelvale, AR) Credit Stats

Credit card delinquency rates in Arkansas ^[2]
- Arkansas residents (all cities) rank 3rd in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 72103 who are more than 90 days late on payments
- Arkansas Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 72103 ^[4]
- 72103 (Arkansas) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 72103 (Mabelvale, AR)

Recent credit card complaints originating from consumers in 72103, AR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 72103

Complaint Issue	Number of Complaints*
Improper use of your report	70
Incorrect information on your report	44
Problem with a credit reporting company's investigation	22
Problem with a company's investigation into an existing problem	18
Managing an account	3
Other	12

* Total 2021 - 2024 (current)

Additional information about Arkansas

About 72103

72103 is associated with the city of Mabelvale, which is located in Pulaski County in the state of Arkansas. ^[6]

72103 Credit Cards

For more information about 72103 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Arkansas

Cities in AR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ Consumer financial complaints in 72103

6. ^ United States Census Bureau