Comprehensive Local Credit Card Guide

Credit Cards in 72205 (Little Rock, AR)

Credit Card Debt in 72205

^ Average credit card debt in 72205 is approximately $4,535, based on overall Arkansas data. ^[1]

Credit Card Delinquency in 72205

^ Based on overall Arkansas data, the credit card delinquency rate in Little Rock is approximately 0.76%. ^[2]

Credit Scores in 72205

^ The average credit score in Little Rock is approximately 683, based on collective Arkansas data. ^[3]

Credit Card & Personal Finance Statistics in 72205

Credit Card Debt in 72205

72205 Credit Card Debt
- The estimated average credit card debt for 72205 residents is $4,535. ^[1]
- Average credit card debt amount in Arkansas (all cities) is 9% less than the national average of $4,965.
- Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 72205

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72205 Credit Scores

Credit Scores in 72205
- Residents of 72205 (AR) have an estimated average credit score of 683. ^[3]
- The average credit score in Arkansas (all cities) is 1.87% less than the national average score of 696.
- Arkansas collectively ranks 40th in the U.S. in average credit score of residents. ^[3]

More 72205 (Little Rock, AR) Credit Stats

Credit card delinquency rates in Arkansas ^[2]
- Arkansas residents (all cities) rank 3rd in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 72205 who are more than 90 days late on payments
- Arkansas Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 72205 ^[4]
- 72205 (Arkansas) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 72205 (Little Rock, AR)

Recent credit card complaints originating from consumers in 72205, AR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 72205

Complaint Issue	Number of Complaints*
Incorrect information on your report	117
Improper use of your report	56
Problem with a credit reporting company's investigation	40
Managing an account	12
Problem with a company's investigation into an existing problem	9
Other	35

* Total 2021 - 2024 (current)

Additional information about Arkansas

About 72205

72205 is associated with the city of Little Rock, which is located in Pulaski County in the state of Arkansas. ^[6]

72205 Credit Cards

For more information about 72205 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Arkansas

Cities in AR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ Consumer financial complaints in 72205

6. ^ United States Census Bureau