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Comprehensive Local Credit Card Guide

Credit Cards in 72455 (Pocahontas, AR)

Credit Card Debt in 72455

^ Average credit card debt in 72455 is approximately $4,535, based on overall Arkansas data. [1]

Credit Card Delinquency in 72455

^ Based on overall Arkansas data, the credit card delinquency rate in Pocahontas is approximately 0.76%. [2]

Credit Scores in 72455

^ The average credit score in Pocahontas is approximately 683, based on collective Arkansas data. [3]

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Credit Card & Personal Finance Statistics in 72455

Credit Card Debt in 72455


  • 72455 Credit Card Debt
    • The estimated average credit card debt for 72455 residents is $4,535. [1]
    • Average credit card debt amount in Arkansas (all cities) is 9% less than the national average of $4,965.
    • Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 72455


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72455 Credit Scores


  • Credit Scores in 72455
    • Residents of 72455 (AR) have an estimated average credit score of 683. [3]
    • The average credit score in Arkansas (all cities) is 1.87% less than the national average score of 696.
    • Arkansas collectively ranks 40th in the U.S. in average credit score of residents. [3]

More 72455 (Pocahontas, AR) Credit Stats

  • Credit card delinquency rates in Arkansas [2]
    • Arkansas residents (all cities) rank 3rd in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 72455 who are more than 90 days late on payments
    • Arkansas Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 72455 [4]
    • 72455 (Arkansas) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 72455 (Pocahontas, AR)

Recent credit card complaints originating from consumers in 72455, AR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 72455

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 3
Problem when making payments 1
Problem with a purchase shown on your statement 1
* Total 2021 - 2024 (current)

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Additional information about Arkansas

About 72455

72455 is associated with the city of Pocahontas, which is located in Randolph County in the state of Arkansas. [6]

AR Credit Cards

72455 Credit Cards

For more information about 72455 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Arkansas


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ Consumer financial complaints in 72455

6. ^ United States Census Bureau