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Comprehensive Local Credit Card Guide

Credit Cards in 72522 (Charlotte, AR)

Credit Card Debt in 72522

^ Average credit card debt in 72522 is approximately $4,535, based on overall Arkansas data. [1]

Credit Card Delinquency in 72522

^ Based on overall Arkansas data, the credit card delinquency rate in Charlotte is approximately 0.76%. [2]

Credit Scores in 72522

^ The average credit score in Charlotte is approximately 683, based on collective Arkansas data. [3]

AR Credit Cards

Credit Card & Personal Finance Statistics in 72522

Credit Card Debt in 72522


  • 72522 Credit Card Debt
    • The estimated average credit card debt for 72522 residents is $4,535. [1]
    • Average credit card debt amount in Arkansas (all cities) is 9% less than the national average of $4,965.
    • Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 72522


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72522 Credit Scores


  • Credit Scores in 72522
    • Residents of 72522 (AR) have an estimated average credit score of 683. [3]
    • The average credit score in Arkansas (all cities) is 1.87% less than the national average score of 696.
    • Arkansas collectively ranks 40th in the U.S. in average credit score of residents. [3]

More 72522 (Charlotte, AR) Credit Stats

  • Credit card delinquency rates in Arkansas [2]
    • Arkansas residents (all cities) rank 3rd in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 72522 who are more than 90 days late on payments
    • Arkansas Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 72522 [4]
    • 72522 (Arkansas) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 72522 (Charlotte, AR)

Recent credit card complaints originating from consumers in 72522, AR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 72522

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Arkansas

About 72522

72522 is associated with the city of Charlotte, which is located in Independence County in the state of Arkansas. [6]

AR Credit Cards

72522 Credit Cards

For more information about 72522 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Arkansas


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Cities in AR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ Consumer financial complaints in 72522

6. ^ United States Census Bureau