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Comprehensive Local Credit Card Guide

Credit Cards in 72682 (Valley Springs, AR)

Credit Card Debt in 72682

^ Average credit card debt in 72682 is approximately $4,535, based on overall Arkansas data. [1]

Credit Card Delinquency in 72682

^ Based on overall Arkansas data, the credit card delinquency rate in Valley Springs is approximately 0.76%. [2]

Credit Scores in 72682

^ The average credit score in Valley Springs is approximately 683, based on collective Arkansas data. [3]

AR Credit Cards

Credit Card & Personal Finance Statistics in 72682

Credit Card Debt in 72682


  • 72682 Credit Card Debt
    • The estimated average credit card debt for 72682 residents is $4,535. [1]
    • Average credit card debt amount in Arkansas (all cities) is 9% less than the national average of $4,965.
    • Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 72682


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72682 Credit Scores


  • Credit Scores in 72682
    • Residents of 72682 (AR) have an estimated average credit score of 683. [3]
    • The average credit score in Arkansas (all cities) is 1.87% less than the national average score of 696.
    • Arkansas collectively ranks 40th in the U.S. in average credit score of residents. [3]

More 72682 (Valley Springs, AR) Credit Stats

  • Credit card delinquency rates in Arkansas [2]
    • Arkansas residents (all cities) rank 3rd in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 72682 who are more than 90 days late on payments
    • Arkansas Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 72682 [4]
    • 72682 (Arkansas) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 72682 (Valley Springs, AR)

Recent credit card complaints originating from consumers in 72682, AR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 72682

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Arkansas

About 72682

72682 is associated with the city of Valley Springs, which is located in Boone County in the state of Arkansas. [6]

AR Credit Cards

72682 Credit Cards

For more information about 72682 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Arkansas


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Cities in AR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ Consumer financial complaints in 72682

6. ^ United States Census Bureau