Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 72703 (Fayetteville, AR)

Credit Card Debt in 72703

^ Average credit card debt in 72703 is approximately $4,535, based on overall Arkansas data. [1]

Credit Card Delinquency in 72703

^ Based on overall Arkansas data, the credit card delinquency rate in Fayetteville is approximately 0.76%. [2]

Credit Scores in 72703

^ The average credit score in Fayetteville is approximately 683, based on collective Arkansas data. [3]

AR Credit Cards

Credit Card & Personal Finance Statistics in 72703

Credit Card Debt in 72703


  • 72703 Credit Card Debt
    • The estimated average credit card debt for 72703 residents is $4,535. [1]
    • Average credit card debt amount in Arkansas (all cities) is 9% less than the national average of $4,965.
    • Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 72703


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


72703 Credit Scores


  • Credit Scores in 72703
    • Residents of 72703 (AR) have an estimated average credit score of 683. [3]
    • The average credit score in Arkansas (all cities) is 1.87% less than the national average score of 696.
    • Arkansas collectively ranks 40th in the U.S. in average credit score of residents. [3]

More 72703 (Fayetteville, AR) Credit Stats

  • Credit card delinquency rates in Arkansas [2]
    • Arkansas residents (all cities) rank 3rd in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 72703 who are more than 90 days late on payments
    • Arkansas Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 72703 [4]
    • 72703 (Arkansas) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 72703 (Fayetteville, AR)

Recent credit card complaints originating from consumers in 72703, AR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 72703

Complaint Issue Number of Complaints*
Incorrect information on your report 49
Problem with a company's investigation into an existing problem 40
Improper use of your report 30
Problem with a credit reporting company's investigation 16
Managing an account 7
Other 53
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Arkansas

About 72703

72703 is associated with the city of Fayetteville, which is located in Washington County in the state of Arkansas. [6]

AR Credit Cards

72703 Credit Cards

For more information about 72703 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Arkansas


Go

Cities in AR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ Consumer financial complaints in 72703

6. ^ United States Census Bureau