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Comprehensive Local Credit Card Guide

Credit Cards in 72854 (Ozone, AR)

Credit Card Debt in 72854

^ Average credit card debt in 72854 is approximately $4,535, based on overall Arkansas data. [1]

Credit Card Delinquency in 72854

^ Based on overall Arkansas data, the credit card delinquency rate in Ozone is approximately 0.76%. [2]

Credit Scores in 72854

^ The average credit score in Ozone is approximately 683, based on collective Arkansas data. [3]

AR Credit Cards

Credit Card & Personal Finance Statistics in 72854

Credit Card Debt in 72854


  • 72854 Credit Card Debt
    • The estimated average credit card debt for 72854 residents is $4,535. [1]
    • Average credit card debt amount in Arkansas (all cities) is 9% less than the national average of $4,965.
    • Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 72854


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72854 Credit Scores


  • Credit Scores in 72854
    • Residents of 72854 (AR) have an estimated average credit score of 683. [3]
    • The average credit score in Arkansas (all cities) is 1.87% less than the national average score of 696.
    • Arkansas collectively ranks 40th in the U.S. in average credit score of residents. [3]

More 72854 (Ozone, AR) Credit Stats

  • Credit card delinquency rates in Arkansas [2]
    • Arkansas residents (all cities) rank 3rd in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 72854 who are more than 90 days late on payments
    • Arkansas Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 72854 [4]
    • 72854 (Arkansas) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 72854 (Ozone, AR)

Recent credit card complaints originating from consumers in 72854, AR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 72854

Complaint Issue Number of Complaints*
Managing an account 1
* Total 2021 - 2024 (current)

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Additional information about Arkansas

About 72854

72854 is associated with the city of Ozone, which is located in Johnson County in the state of Arkansas. [6]

AR Credit Cards

72854 Credit Cards

For more information about 72854 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Arkansas


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Cities in AR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ Consumer financial complaints in 72854

6. ^ United States Census Bureau