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Comprehensive Local Credit Card Guide

Desert Hot Springs Credit Cards

Credit Card Debt in Desert Hot Springs

^ Average credit card debt in Desert Hot Springs is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in Desert Hot Springs

^ Based on overall CA data, the credit card delinquency rate in Desert Hot Springs is approximately 0.5%. [2]

Credit Scores in Desert Hot Springs

^ The average credit score in Desert Hot Springs is approximately 701, based on collective California data. [3]

CA Credit Cards

Desert Hot Springs, CA Credit Card & Personal Finance Statistics

Desert Hot Springs Credit Card Debt


  • Credit Card Debt in Desert Hot Springs
    • The estimated average credit card debt for Desert Hot Springs residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Desert Hot Springs Credit Card Calculator


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Desert Hot Springs Credit Scores


  • Credit Scores in Desert Hot Springs
    • Residents of Desert Hot Springs, CA have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More Desert Hot Springs, CA Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Desert Hot Springs cardholders that are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Desert Hot Springs [4]
    • Desert Hot Springs (California) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Desert Hot Springs, CA

Recent credit card complaints originating from consumers in 92240, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Apr 5, 2017
92240
Identity theft / Fraud / Embezzlement
FIRST NATIONAL BANK OF OMAHA
Closed with explanation
Yes
No
Sep 16, 2013
92240
Payoff process
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Jan 23, 2012
92240
Late fee
CAPITAL ONE FINANCIAL CORPORATION
Closed with relief
Yes
No
Oct 23, 2012
92240
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Jul 7, 2015
92240
Other
CITIBANK, N.A.
Closed with monetary relief
Yes
No

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Local Financial Institutions in Desert Hot Springs

Banks in or near Desert Hot Springs, CA

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Desert Hot Springs produced no matches.

ATMs in or near Desert Hot Springs, CA

Local Automated Teller Machines (ATMs) for use by residents of the community.


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Our search for ATMs located in Desert Hot Springs produced no matches.

Credit Unions in or near Desert Hot Springs, CA

Local credit unions offering financial products to residents of the community.


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Our search for credit unions located in Desert Hot Springs produced no matches.

Desert Hot Springs, CA Household Income Statistics

Income: Desert Hot Springs vs. California

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Desert Hot Springs, CA Income Breakdown

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Income: Desert Hot Springs vs. Nation

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Additional information about California

About Desert Hot Springs

Desert Hot Springs is a city located in Riverside County in the state of California, and has a population of approximately 25,938. [6]

CA Credit Cards

Desert Hot Springs Credit Cards

For more information about Desert Hot Springs credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in CA

ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau