Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 92029 (Escondido, CA)

Credit Card Debt in 92029

^ Average credit card debt in 92029 is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in 92029

^ Based on overall California data, the credit card delinquency rate in Escondido is approximately 0.5%. [2]

Credit Scores in 92029

^ The average credit score in Escondido is approximately 701, based on collective California data. [3]

CA Credit Cards

Credit Card & Personal Finance Statistics in 92029

Credit Card Debt in 92029


  • 92029 Credit Card Debt
    • The estimated average credit card debt for 92029 residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 92029


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


92029 Credit Scores


  • Credit Scores in 92029
    • Residents of 92029 (CA) have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More 92029 (Escondido, CA) Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Cardholders in 92029 who are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 92029 [4]
    • 92029 (California) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 92029 (Escondido, CA)

Recent credit card complaints originating from consumers in 92029, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 92029

Complaint Issue Number of Complaints*
Improper use of your report 51
Incorrect information on your report 39
Problem with a company's investigation into an existing problem 12
False statements or representation 4
Written notification about debt 4
Other 22
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about California

About 92029

92029 is associated with the city of Escondido, which is located in San Diego County in the state of California. [6]

CA Credit Cards

92029 Credit Cards

For more information about 92029 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in California


Go

Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer financial complaints in 92029

6. ^ United States Census Bureau