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Monterey Park Credit Cards

Credit Card Debt in Monterey Park

^ Average credit card debt in Monterey Park is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in Monterey Park

^ Based on overall CA data, the credit card delinquency rate in Monterey Park is approximately 0.5%. [2]

Credit Scores in Monterey Park

^ The average credit score in Monterey Park is approximately 701, based on collective California data. [3]

CA Credit Cards

Monterey Park, CA Credit Card & Personal Finance Statistics

Monterey Park Credit Card Debt


  • Credit Card Debt in Monterey Park
    • The estimated average credit card debt for Monterey Park residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Monterey Park Credit Card Calculator


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Monterey Park Credit Scores


  • Credit Scores in Monterey Park
    • Residents of Monterey Park, CA have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More Monterey Park, CA Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Monterey Park cardholders that are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Monterey Park [4]
    • Monterey Park (California) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Monterey Park, CA

Recent credit card complaints originating from consumers in 91754, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Feb 21, 2012
91754
Advertising and marketing
CAPITAL ONE FINANCIAL CORPORATION
Closed without relief
Yes
No
Feb 21, 2012
91754
Application processing delay
CAPITAL ONE FINANCIAL CORPORATION
Closed without relief
Yes
No
Dec 13, 2016
91754
Transaction issue
BARCLAYS BANK DELAWARE
Closed with monetary relief
Yes
No
Apr 9, 2012
91754
Billing disputes
CAPITAL ONE FINANCIAL CORPORATION
Closed without relief
Yes
No
Feb 6, 2017
91754
Rewards
BANK OF THE WEST
Closed with explanation
Yes
No
Oct 5, 2015
91754
Delinquent account
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Nov 23, 2013
91754
Other
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Dec 6, 2014
91754
Closing/Cancelling account
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Jan 17, 2014
91754
Identity theft / Fraud / Embezzlement
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Oct 28, 2014
91754
Advertising and marketing
CAPITAL ONE FINANCIAL CORPORATION
Closed with monetary relief
Yes
No

Local Financial Institutions in Monterey Park

Banks in or near Monterey Park, CA

Local banks offering credit and financial products to residents of the community.

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ATMs in or near Monterey Park, CA

Local Automated Teller Machines (ATMs) for use by residents of the community.


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Credit Unions in or near Monterey Park, CA

Local credit unions offering financial products to residents of the community.


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Monterey Park, CA Household Income Statistics

Income: Monterey Park vs. California

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Monterey Park, CA Income Breakdown

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Income: Monterey Park vs. Nation

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Additional information about California

About Monterey Park

Monterey Park is a city located in Los Angeles County in the state of California, and has a population of approximately 60,269. [6]

CA Credit Cards

Monterey Park Credit Cards

For more information about Monterey Park credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Additional Cities in CA

ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau