Credit Card & Personal Finance Statistics in 92078
Credit Card Debt in 92078
- 92078 Credit Card Debt
-
- The estimated average credit card debt for 92078 residents is $4,937. [1]
- Average credit card debt amount in California (all cities) is
1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 92078
92078 Credit Scores
- Credit Scores in 92078
-
- Residents of 92078 (CA) have an estimated average credit score of 701. [3]
- The average credit score in California (all cities) is
0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. [3]
More 92078 (San Marcos, CA) Credit Stats
- Credit card delinquency rates in California [2]
-
- California residents (all cities) rank 34th in the U.S. with a rate that
is 12% less than the national average of 0.57%.
- Cardholders in 92078 who are more than 90 days late on payments
-
- California Rate: 0.5%
- National Average: 0.57%
- Statute of limitations for credit card debt in 92078 [4]
-
- 92078 (California) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 92078 (San Marcos, CA)
Recent credit card complaints originating from consumers in 92078, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 92078
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
70 |
| Improper use of your report |
68 |
| Problem with a company's investigation into an existing problem |
20 |
| Managing an account |
17 |
| Problem with a purchase shown on your statement |
15 |
| Other |
106 |
* Total 2021 - 2024 (current)
Additional information about California
About 92078
92078 is associated with the city of San Marcos, which is located in San Diego County in the state of California. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in California
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
