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Comprehensive Local Credit Card Guide

Credit Cards in 92354 (Loma Linda, CA)

Credit Card Debt in 92354

^ Average credit card debt in 92354 is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in 92354

^ Based on overall California data, the credit card delinquency rate in Loma Linda is approximately 0.5%. [2]

Credit Scores in 92354

^ The average credit score in Loma Linda is approximately 701, based on collective California data. [3]

CA Credit Cards

Credit Card & Personal Finance Statistics in 92354

Credit Card Debt in 92354


  • 92354 Credit Card Debt
    • The estimated average credit card debt for 92354 residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 92354


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92354 Credit Scores


  • Credit Scores in 92354
    • Residents of 92354 (CA) have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More 92354 (Loma Linda, CA) Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Cardholders in 92354 who are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 92354 [4]
    • 92354 (California) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 92354 (Loma Linda, CA)

Recent credit card complaints originating from consumers in 92354, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 92354

Complaint Issue Number of Complaints*
Improper use of your report 40
Incorrect information on your report 37
Managing an account 9
Attempts to collect debt not owed 5
Dealing with your lender or servicer 3
Other 33
* Total 2021 - 2024 (current)

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Additional information about California

About 92354

92354 is associated with the city of Loma Linda, which is located in San Bernardino County in the state of California. [6]

CA Credit Cards

92354 Credit Cards

For more information about 92354 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer financial complaints in 92354

6. ^ United States Census Bureau