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Comprehensive Local Credit Card Guide

Credit Cards in 92863 (Orange, CA)

Credit Card Debt in 92863

^ Average credit card debt in 92863 is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in 92863

^ Based on overall California data, the credit card delinquency rate in Orange is approximately 0.5%. [2]

Credit Scores in 92863

^ The average credit score in Orange is approximately 701, based on collective California data. [3]

CA Credit Cards

Credit Card & Personal Finance Statistics in 92863

Credit Card Debt in 92863


  • 92863 Credit Card Debt
    • The estimated average credit card debt for 92863 residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 92863


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92863 Credit Scores


  • Credit Scores in 92863
    • Residents of 92863 (CA) have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More 92863 (Orange, CA) Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Cardholders in 92863 who are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 92863 [4]
    • 92863 (California) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 92863 (Orange, CA)

Recent credit card complaints originating from consumers in 92863, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 92863

Complaint Issue Number of Complaints*
Improper use of your report 3
Problem with a credit reporting company's investigation 2
Getting a credit card 1
* Total 2021 - 2024 (current)

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Additional information about California

About 92863

92863 is associated with the city of Orange, which is located in Orange County in the state of California. [6]

CA Credit Cards

92863 Credit Cards

For more information about 92863 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in California


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Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer financial complaints in 92863

6. ^ United States Census Bureau