Credit Card & Personal Finance Statistics in 93101
Credit Card Debt in 93101
- 93101 Credit Card Debt
-
- The estimated average credit card debt for 93101 residents is $4,937. [1]
- Average credit card debt amount in California (all cities) is
1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 93101
93101 Credit Scores
- Credit Scores in 93101
-
- Residents of 93101 (CA) have an estimated average credit score of 701. [3]
- The average credit score in California (all cities) is
0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. [3]
More 93101 (Santa Barbara, CA) Credit Stats
- Credit card delinquency rates in California [2]
-
- California residents (all cities) rank 34th in the U.S. with a rate that
is 12% less than the national average of 0.57%.
- Cardholders in 93101 who are more than 90 days late on payments
-
- California Rate: 0.5%
- National Average: 0.57%
- Statute of limitations for credit card debt in 93101 [4]
-
- 93101 (California) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 93101 (Santa Barbara, CA)
Recent credit card complaints originating from consumers in 93101, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 93101
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
28 |
| Improper use of your report |
17 |
| Problem with a credit reporting company's investigation |
17 |
| Problem with a purchase shown on your statement |
7 |
| Attempts to collect debt not owed |
4 |
| Other |
27 |
* Total 2021 - 2024 (current)
Additional information about California
About 93101
93101 is associated with the city of Santa Barbara, which is located in Santa Barbara County in the state of California. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
Other ZIP Codes in California
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
