Credit Card & Personal Finance Statistics in 93422
Credit Card Debt in 93422
- 93422 Credit Card Debt
-
- The estimated average credit card debt for 93422 residents is $4,937. [1]
- Average credit card debt amount in California (all cities) is
1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 93422
93422 Credit Scores
- Credit Scores in 93422
-
- Residents of 93422 (CA) have an estimated average credit score of 701. [3]
- The average credit score in California (all cities) is
0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. [3]
More 93422 (Atascadero, CA) Credit Stats
- Credit card delinquency rates in California [2]
-
- California residents (all cities) rank 34th in the U.S. with a rate that
is 12% less than the national average of 0.57%.
- Cardholders in 93422 who are more than 90 days late on payments
-
- California Rate: 0.5%
- National Average: 0.57%
- Statute of limitations for credit card debt in 93422 [4]
-
- 93422 (California) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 93422 (Atascadero, CA)
Recent credit card complaints originating from consumers in 93422, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 93422
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
36 |
| Improper use of your report |
14 |
| Managing an account |
13 |
| Problem with a credit reporting company's investigation |
7 |
| Struggling to pay mortgage |
6 |
| Other |
30 |
* Total 2021 - 2024 (current)
Additional information about California
About 93422
93422 is associated with the city of Atascadero, which is located in San Luis Obispo County in the state of California. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
Other ZIP Codes in California
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
