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Comprehensive Local Credit Card Guide

Berkeley Credit Cards

Credit Card Debt in Berkeley

^ Average credit card debt in Berkeley is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in Berkeley

^ Based on overall CA data, the credit card delinquency rate in Berkeley is approximately 0.5%. [2]

Credit Scores in Berkeley

^ The average credit score in Berkeley is approximately 701, based on collective California data. [3]

CA Credit Cards

Berkeley, CA Credit Card & Personal Finance Statistics

Berkeley Credit Card Debt


  • Credit Card Debt in Berkeley
    • The estimated average credit card debt for Berkeley residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Berkeley Credit Card Calculator


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Berkeley Credit Scores


  • Credit Scores in Berkeley
    • Residents of Berkeley, CA have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More Berkeley, CA Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Berkeley cardholders that are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Berkeley [4]
    • Berkeley (California) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about California

About Berkeley

Berkeley is a city located in Alameda County in the state of California, and has a population of approximately 112,580. [6]

CA Credit Cards

Berkeley Credit Cards

For more information about Berkeley credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in CA

ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau