Credit Card & Personal Finance Statistics in 93454
Credit Card Debt in 93454
- 93454 Credit Card Debt
-
- The estimated average credit card debt for 93454 residents is $4,937. [1]
- Average credit card debt amount in California (all cities) is
1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 93454
93454 Credit Scores
- Credit Scores in 93454
-
- Residents of 93454 (CA) have an estimated average credit score of 701. [3]
- The average credit score in California (all cities) is
0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. [3]
More 93454 (Santa Maria, CA) Credit Stats
- Credit card delinquency rates in California [2]
-
- California residents (all cities) rank 34th in the U.S. with a rate that
is 12% less than the national average of 0.57%.
- Cardholders in 93454 who are more than 90 days late on payments
-
- California Rate: 0.5%
- National Average: 0.57%
- Statute of limitations for credit card debt in 93454 [4]
-
- 93454 (California) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 93454 (Santa Maria, CA)
Recent credit card complaints originating from consumers in 93454, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 93454
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
27 |
| Incorrect information on your report |
23 |
| Problem with a credit reporting company's investigation |
15 |
| Managing an account |
4 |
| Getting a credit card |
2 |
| Other |
20 |
* Total 2021 - 2024 (current)
Additional information about California
About 93454
93454 is associated with the city of Santa Maria, which is located in Santa Barbara County in the state of California. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
Other ZIP Codes in California
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
