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Comprehensive Local Credit Card Guide

Credit Cards in 94038 (Moss Beach, CA)

Credit Card Debt in 94038

^ Average credit card debt in 94038 is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in 94038

^ Based on overall California data, the credit card delinquency rate in Moss Beach is approximately 0.5%. [2]

Credit Scores in 94038

^ The average credit score in Moss Beach is approximately 701, based on collective California data. [3]

CA Credit Cards

Credit Card & Personal Finance Statistics in 94038

Credit Card Debt in 94038


  • 94038 Credit Card Debt
    • The estimated average credit card debt for 94038 residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 94038


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94038 Credit Scores


  • Credit Scores in 94038
    • Residents of 94038 (CA) have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More 94038 (Moss Beach, CA) Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Cardholders in 94038 who are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 94038 [4]
    • 94038 (California) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 94038 (Moss Beach, CA)

Recent credit card complaints originating from consumers in 94038, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 94038

Complaint Issue Number of Complaints*
Getting a credit card 1
* Total 2021 - 2024 (current)

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Additional information about California

About 94038

94038 is associated with the city of Moss Beach, which is located in San Mateo County in the state of California. [6]

CA Credit Cards

94038 Credit Cards

For more information about 94038 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in California


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Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer financial complaints in 94038

6. ^ United States Census Bureau