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Comprehensive Local Credit Card Guide

Credit Cards in 94402 (San Mateo, CA)

Credit Card Debt in 94402

^ Average credit card debt in 94402 is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in 94402

^ Based on overall California data, the credit card delinquency rate in San Mateo is approximately 0.5%. [2]

Credit Scores in 94402

^ The average credit score in San Mateo is approximately 701, based on collective California data. [3]

CA Credit Cards

Credit Card & Personal Finance Statistics in 94402

Credit Card Debt in 94402


  • 94402 Credit Card Debt
    • The estimated average credit card debt for 94402 residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 94402


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94402 Credit Scores


  • Credit Scores in 94402
    • Residents of 94402 (CA) have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More 94402 (San Mateo, CA) Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Cardholders in 94402 who are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 94402 [4]
    • 94402 (California) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 94402 (San Mateo, CA)

Recent credit card complaints originating from consumers in 94402, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 94402

Complaint Issue Number of Complaints*
Incorrect information on your report 87
Improper use of your report 12
Managing an account 11
Problem with a company's investigation into an existing problem 6
Problem with a credit reporting company's investigation 6
Other 55
* Total 2021 - 2024 (current)

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Additional information about California

About 94402

94402 is associated with the city of San Mateo, which is located in San Mateo County in the state of California. [6]

CA Credit Cards

94402 Credit Cards

For more information about 94402 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer financial complaints in 94402

6. ^ United States Census Bureau