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San Clemente Credit Cards

Credit Card Debt in San Clemente

^ Average credit card debt in San Clemente is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in San Clemente

^ Based on overall CA data, the credit card delinquency rate in San Clemente is approximately 0.5%. [2]

Credit Scores in San Clemente

^ The average credit score in San Clemente is approximately 701, based on collective California data. [3]

CA Credit Cards

San Clemente, CA Credit Card & Personal Finance Statistics

San Clemente Credit Card Debt


  • Credit Card Debt in San Clemente
    • The estimated average credit card debt for San Clemente residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

San Clemente Credit Card Calculator


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San Clemente Credit Scores


  • Credit Scores in San Clemente
    • Residents of San Clemente, CA have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More San Clemente, CA Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • San Clemente cardholders that are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in San Clemente [4]
    • San Clemente (California) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near San Clemente, CA

Recent credit card complaints originating from consumers in 92672, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Apr 22, 2015
92672
Closing/Cancelling account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Dec 2, 2011
92672
Transaction issue
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with relief
Yes
Yes
Nov 5, 2015
92672
APR or interest rate
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Sep 13, 2012
92672
Application processing delay
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No

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Local Financial Institutions in San Clemente

Banks in or near San Clemente, CA

Local banks offering credit and financial products to residents of the community.

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Our search for banks located in San Clemente produced no matches.

ATMs in or near San Clemente, CA

Local Automated Teller Machines (ATMs) for use by residents of the community.


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Credit Unions in or near San Clemente, CA

Local credit unions offering financial products to residents of the community.


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Our search for credit unions located in San Clemente produced no matches.

San Clemente, CA Household Income Statistics

Income: San Clemente vs. California

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San Clemente, CA Income Breakdown

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Income: San Clemente vs. Nation

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Additional information about California

About San Clemente

San Clemente is a city located in Orange County in the state of California, and has a population of approximately 63,522. [6]

CA Credit Cards

San Clemente Credit Cards

For more information about San Clemente credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in CA

ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau