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Comprehensive Local Credit Card Guide

Credit Cards in 94578 (San Leandro, CA)

Credit Card Debt in 94578

^ Average credit card debt in 94578 is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in 94578

^ Based on overall California data, the credit card delinquency rate in San Leandro is approximately 0.5%. [2]

Credit Scores in 94578

^ The average credit score in San Leandro is approximately 701, based on collective California data. [3]

CA Credit Cards

Credit Card & Personal Finance Statistics in 94578

Credit Card Debt in 94578


  • 94578 Credit Card Debt
    • The estimated average credit card debt for 94578 residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 94578


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94578 Credit Scores


  • Credit Scores in 94578
    • Residents of 94578 (CA) have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More 94578 (San Leandro, CA) Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Cardholders in 94578 who are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 94578 [4]
    • 94578 (California) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 94578 (San Leandro, CA)

Recent credit card complaints originating from consumers in 94578, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 94578

Complaint Issue Number of Complaints*
Incorrect information on your report 418
Improper use of your report 346
Problem with a credit reporting company's investigation 104
Problem with a company's investigation into an existing problem 62
Attempts to collect debt not owed 26
Other 121
* Total 2021 - 2024 (current)

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Additional information about California

About 94578

94578 is associated with the city of San Leandro, which is located in Alameda County in the state of California. [6]

CA Credit Cards

94578 Credit Cards

For more information about 94578 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in California


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Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer financial complaints in 94578

6. ^ United States Census Bureau