Credit Card & Personal Finance Statistics in 94578
Credit Card Debt in 94578
- 94578 Credit Card Debt
-
- The estimated average credit card debt for 94578 residents is $4,937. [1]
- Average credit card debt amount in California (all cities) is
1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 94578
94578 Credit Scores
- Credit Scores in 94578
-
- Residents of 94578 (CA) have an estimated average credit score of 701. [3]
- The average credit score in California (all cities) is
0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. [3]
More 94578 (San Leandro, CA) Credit Stats
- Credit card delinquency rates in California [2]
-
- California residents (all cities) rank 34th in the U.S. with a rate that
is 12% less than the national average of 0.57%.
- Cardholders in 94578 who are more than 90 days late on payments
-
- California Rate: 0.5%
- National Average: 0.57%
- Statute of limitations for credit card debt in 94578 [4]
-
- 94578 (California) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 94578 (San Leandro, CA)
Recent credit card complaints originating from consumers in 94578, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 94578
Complaint Issue |
Number of Complaints* |
Incorrect information on your report |
418 |
Improper use of your report |
346 |
Problem with a credit reporting company's investigation |
104 |
Problem with a company's investigation into an existing problem |
62 |
Attempts to collect debt not owed |
26 |
Other |
121 |
* Total 2021 - 2024 (current)
Additional information about California
About 94578
94578 is associated with the city of San Leandro, which is located in Alameda County in the state of California. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in California
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax