Credit Card & Personal Finance Statistics in 95055
Credit Card Debt in 95055
- 95055 Credit Card Debt
-
- The estimated average credit card debt for 95055 residents is $4,937. [1]
- Average credit card debt amount in California (all cities) is
1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 95055
95055 Credit Scores
- Credit Scores in 95055
-
- Residents of 95055 (CA) have an estimated average credit score of 701. [3]
- The average credit score in California (all cities) is
0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. [3]
More 95055 (Santa Clara, CA) Credit Stats
- Credit card delinquency rates in California [2]
-
- California residents (all cities) rank 34th in the U.S. with a rate that
is 12% less than the national average of 0.57%.
- Cardholders in 95055 who are more than 90 days late on payments
-
- California Rate: 0.5%
- National Average: 0.57%
- Statute of limitations for credit card debt in 95055 [4]
-
- 95055 (California) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 95055 (Santa Clara, CA)
Recent credit card complaints originating from consumers in 95055, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 95055
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
3 |
| Closing an account |
1 |
| Getting the loan |
1 |
| Incorrect information on your report |
1 |
| Problems at the end of the loan or lease |
1 |
* Total 2021 - 2024 (current)
Additional information about California
About 95055
95055 is associated with the city of Santa Clara, which is located in Santa Clara County in the state of California. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
Other ZIP Codes in California
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
