Credit Card & Personal Finance Statistics in 95134
Credit Card Debt in 95134
- 95134 Credit Card Debt
-
- The estimated average credit card debt for 95134 residents is $4,937. [1]
- Average credit card debt amount in California (all cities) is
1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 95134
95134 Credit Scores
- Credit Scores in 95134
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- Residents of 95134 (CA) have an estimated average credit score of 701. [3]
- The average credit score in California (all cities) is
0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. [3]
More 95134 (San Jose, CA) Credit Stats
- Credit card delinquency rates in California [2]
-
- California residents (all cities) rank 34th in the U.S. with a rate that
is 12% less than the national average of 0.57%.
- Cardholders in 95134 who are more than 90 days late on payments
-
- California Rate: 0.5%
- National Average: 0.57%
- Statute of limitations for credit card debt in 95134 [4]
-
- 95134 (California) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 95134 (San Jose, CA)
Recent credit card complaints originating from consumers in 95134, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 95134
Complaint Issue |
Number of Complaints* |
Incorrect information on your report |
27 |
Problem with a credit reporting company's investigation |
27 |
Improper use of your report |
12 |
Managing an account |
7 |
Attempts to collect debt not owed |
6 |
Other |
45 |
* Total 2021 - 2024 (current)
Additional information about California
About 95134
95134 is associated with the city of San Jose, which is located in Santa Clara County in the state of California. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in California
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax