Comprehensive Local Credit Card Guide

Credit Cards in 95747 (Roseville, CA)

Credit Card Debt in 95747

^ Average credit card debt in 95747 is approximately $4,937, based on overall California data. ^[1]

Credit Card Delinquency in 95747

^ Based on overall California data, the credit card delinquency rate in Roseville is approximately 0.5%. ^[2]

Credit Scores in 95747

^ The average credit score in Roseville is approximately 701, based on collective California data. ^[3]

Credit Card & Personal Finance Statistics in 95747

Credit Card Debt in 95747

95747 Credit Card Debt
- The estimated average credit card debt for 95747 residents is $4,937. ^[1]
- Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 95747

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95747 Credit Scores

Credit Scores in 95747
- Residents of 95747 (CA) have an estimated average credit score of 701. ^[3]
- The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. ^[3]

More 95747 (Roseville, CA) Credit Stats

Credit card delinquency rates in California ^[2]
- California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.

Cardholders in 95747 who are more than 90 days late on payments
- California Rate: 0.5%
- National Average: 0.57%

Statute of limitations for credit card debt in 95747 ^[4]
- 95747 (California) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 95747 (Roseville, CA)

Recent credit card complaints originating from consumers in 95747, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 95747

Complaint Issue	Number of Complaints*
Incorrect information on your report	304
Improper use of your report	222
Problem with a company's investigation into an existing problem	76
Problem with a credit reporting company's investigation	54
Problem with a purchase shown on your statement	29
Other	188

* Total 2021 - 2024 (current)

Additional information about California

About 95747

95747 is associated with the city of Roseville, which is located in Placer County in the state of California. ^[6]

95747 Credit Cards

For more information about 95747 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in California

Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer financial complaints in 95747

6. ^ United States Census Bureau