Credit Card & Personal Finance Statistics in 95822
Credit Card Debt in 95822
- 95822 Credit Card Debt
-
- The estimated average credit card debt for 95822 residents is $4,937. [1]
- Average credit card debt amount in California (all cities) is
1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 95822
95822 Credit Scores
- Credit Scores in 95822
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- Residents of 95822 (CA) have an estimated average credit score of 701. [3]
- The average credit score in California (all cities) is
0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. [3]
More 95822 (Sacramento, CA) Credit Stats
- Credit card delinquency rates in California [2]
-
- California residents (all cities) rank 34th in the U.S. with a rate that
is 12% less than the national average of 0.57%.
- Cardholders in 95822 who are more than 90 days late on payments
-
- California Rate: 0.5%
- National Average: 0.57%
- Statute of limitations for credit card debt in 95822 [4]
-
- 95822 (California) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 95822 (Sacramento, CA)
Recent credit card complaints originating from consumers in 95822, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 95822
Complaint Issue |
Number of Complaints* |
Incorrect information on your report |
151 |
Improper use of your report |
118 |
Problem with a company's investigation into an existing problem |
38 |
Problem with a credit reporting company's investigation |
38 |
Attempts to collect debt not owed |
25 |
Other |
100 |
* Total 2021 - 2024 (current)
Additional information about California
About 95822
95822 is associated with the city of Sacramento, which is located in Sacramento County in the state of California. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
Other ZIP Codes in California
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax