Comprehensive Local Credit Card Guide

Credit Cards in 95824 (Sacramento, CA)

Credit Card Debt in 95824

^ Average credit card debt in 95824 is approximately $4,937, based on overall California data. ^[1]

Credit Card Delinquency in 95824

^ Based on overall California data, the credit card delinquency rate in Sacramento is approximately 0.5%. ^[2]

Credit Scores in 95824

^ The average credit score in Sacramento is approximately 701, based on collective California data. ^[3]

Credit Card & Personal Finance Statistics in 95824

Credit Card Debt in 95824

95824 Credit Card Debt
- The estimated average credit card debt for 95824 residents is $4,937. ^[1]
- Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 95824

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95824 Credit Scores

Credit Scores in 95824
- Residents of 95824 (CA) have an estimated average credit score of 701. ^[3]
- The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. ^[3]

More 95824 (Sacramento, CA) Credit Stats

Credit card delinquency rates in California ^[2]
- California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.

Cardholders in 95824 who are more than 90 days late on payments
- California Rate: 0.5%
- National Average: 0.57%

Statute of limitations for credit card debt in 95824 ^[4]
- 95824 (California) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 95824 (Sacramento, CA)

Recent credit card complaints originating from consumers in 95824, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 95824

Complaint Issue	Number of Complaints*
Incorrect information on your report	93
Improper use of your report	71
Problem with a company's investigation into an existing problem	19
Problem with a credit reporting company's investigation	19
Problem with a purchase shown on your statement	11
Other	53

* Total 2021 - 2024 (current)

Additional information about California

About 95824

95824 is associated with the city of Sacramento, which is located in Sacramento County in the state of California. ^[6]

95824 Credit Cards

For more information about 95824 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in California

Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer financial complaints in 95824

6. ^ United States Census Bureau